Statement of Condition
|
|
| March 31, 2010 |
in 000's |
|
|
| Cash and Due from Banks: |
$9,316 |
| Securities |
172,800 |
| Loans and Discounts |
398,601 |
| Less: Allowance for Loan & Lease Loss |
(12,140) |
| Premises & Fixed Assets |
11,785 |
| Other Real Estate Owned |
1,795 |
| Intangible Assets |
6,524 |
| Other Assets |
22,907 |
| TOTAL ASSETS |
$611,588 |
|
|
| Deposits: |
$495,436 |
| Noninterest Bearing |
72,468 |
| Interest Bearing |
422,968 |
| Notes and Sub Debentures |
- |
| Other Borrowed Money |
32,000 |
| Federal Funds Purchased |
2,365 |
| Other Liabilities |
20,221 |
| Total Liabilities |
$550,022 |
|
|
| Common Stock |
$2,959 |
| Surplus |
24,464 |
| Undivided Profits & Capital Reserves |
33,182 |
| Unrealized Gain/Loss on Securities |
961 |
| TOTAL EQUITY |
$61,566 |
| TOTAL LIABILITIES & SHAREHOLDER EQUITY |
$611,588 |
|
|
| Capital Ratios & Other Balance Sheet Information
| | The following figures were obtained from our March 31, 2010 Call Report to comply with Regulation F. |
|
|
|
|
|
|
|
| Capital Ratios |
Well Capitalized
Per Regulation F |
CorTrust Bank
Mitchell, SD |
|
|
|
| Tier One Leverage Ratio |
5.00% |
9.84% |
| Tier One Risk Based Capital Ratio |
6.00% |
13.39% |
| Total Risk Based Capital Ratio |
10.00% |
14.66% |
|
|
|
| Item (in 000's) |
12/31/2009 |
3/31/2010 |
| Total Assests |
595,554 |
611,588 |
| Total Liabilities |
535,612 |
550,022 |
| Total Equity Capital |
59,942 |
61,566 |
| Total Loans |
437,403 |
398,601 |
| Loan Loss Reserve |
(13,724) |
(12,140) |
|
| | This information is not a substitute for your analysis, but is intended to assist you in the analytical process. If you have any questions or concerns, please feel free to contact the bank. |
|
|
