FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.

Business Checking

Whether you're a startup or an established enterprise, CorTrust Bank's business checking accounts are designed to adapt and grow with your business. We offer the flexibility and support your company needs to thrive.

The Perfect Fit for Every Business

Kickstarting your entrepreneurial journey or transitioning to meet growing demands? Our range of account options is designed to align with your needs so that your banking is as efficient and effective as your company. Visit a CorTrust location near you and work with an expert who knows your market inside and out.

Two business owners check out their laptop
Find a Location

Business Accounts That Grow with You

Find your perfect business account. Zoom in on the details, weigh the benefits, and make a selection that aligns with your business goals because, at CorTrust, your success is our top priority.

Basic Business Checking

  • Checkmark Great for small businesses
  • Checkmark Low opening balance
  • Checkmark Flexibility and convenience
Compare

Community Non-Profit Checking

  • Checkmark Fits unique needs of non-profits
  • Checkmark Helps increase earning power
  • Checkmark Ability to earn interest
Compare

Analyzed Business Checking

  • Checkmark Built with businesses in mind
  • Checkmark Earn credits to reduce fees
  • Checkmark Ability to earn interest
Compare

Business Banking at a Glance

swipe to compare Basic Business Community Non-Profit Analyzed Business
Minimum Opening Deposit $100 $1,000 $1,000
Rate Information N/A Ask about a current rate sheet. The daily periodic earnings credit rate is equal to the 91-day T-Bill rate divided by 365.
Compounding and Crediting N/A Monthly N/A
Minimum Balance to Avoid Fees and Obtain Annual Percentage N/A A monthly service charge of $5.00 will be imposed every month if the balance falls below $1,000 any day of the month. This account features an earnings credit, which is applied to reduce or eliminate fees. If the earnings credit exceeds the fees during the statement cycle, no fees are charged against the account for that statement cycle. Excess earnings credit will not carry over to future statement cycles or be paid out.
Calculate Interest Earnings on Your Account N/A The daily balance computation method calculates the interest on your account. This method applies a daily periodic rate to the principal in the account each day. The earnings credit is calculated by applying the daily periodic earnings credit rate to the principal in the account each day of the period. Earnings credit is calculated and applied against fees incurred for the monthly statement cycle.
Accrual of Interest or Earnings Credit on Non-Cash Deposits Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (i.e. checks). Earnings credit begins to accrue no later than the business day we received credit for the deposit of non-cash items (i.e. checks).
Statement Design Paper or Electronic Paper or Electronic Paper or Electronic
Fees* $0.10 charged for any debit paid in excess of 75 during a statement cycle. $0.10 will be charged for each deposited item in excess of 75 during a statement cycle. N/A $5.00 maintenance fee
$0.10 per debit
$0.10 per credit
$0.04 local transit items deposited
$0.08 foreign transit items deposited

*Additional fees may apply for the following services: currency, coin bagged and rolled, incoming and outgoing wire transfers, and account activity printouts.

Essential Links for Business Accounts

Everything Your Business Needs in One Place

Whether you’re looking for business loans, credit cards, or additional financial resources, you're in good hands. Explore our full spectrum of business solutions and discover the convenience of having a single, reliable source for all your business banking needs.

Credit Cards

Fuel your business's success with our business credit cards to uncover convenience and rewarding benefits that give you a competitive edge.

Learn More

Business Loans

Our business loans offer competitive rates, flexible terms, and a team of experts, all designed to craft personalized financial solutions for you.

Learn More

Services

As a business owner, you're a jack-of-all-trades. That’s why we provide the resources and services you need to master every role you play.

Learn More

Ag Loans & Services

Our local experts have honed their expertise in Ag financing for more than 90 years, offering tailored solutions for farmers at every stage of the journey.

Learn More