FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the
deposit institution is backed by the full faith and credit of the US government.

Personal Checking

Your checking account is more than just a place to store your money. It's the foundation of your daily financial life. Let's set it up the right way.

Checking Account Options

Whether you're looking for convenience, high yields, or extra benefits, we have several checking account options designed to fit your lifestyle. Plus, our Premium and Preferred Checking accounts are powered by BaZing to deliver you smart savings to enhance your everyday banking.

Premium Checking

  • Checkmark Bank anywhere with online tools
  • Checkmark Earn interest on your balance
  • Checkmark CorTrust Perks powered by BaZing
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Preferred Checking

  • Checkmark Bank anywhere with online tools
  • Checkmark Free standard checks
  • Checkmark CorTrust Perks powered by BaZing
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Personal Checking

  • Checkmark Bank anywhere with online tools
  • Not Included No minimum balance
  • Not Included No monthly fee with eStatements
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Quickly Compare Checking Options

swipe to compare Premium Checking Preferred Checking Personal Checking
Minimum Opening Deposit $2,500 $100 $100
Minimum Balance $2,500 $0 $0
Monthly Fee $10 minimum balance fee, unless balance requirements are met $7 maintenance fee $4 paper statement fee, unless enrolled in eStatements
Free Notary Services Included Included Included
Online + Mobile Banking Included Included Included
Online Account Opening Included Included Included
Free Standard Checks Included Included  Not Included
Free Paper Statements Included Included  Not Included
Powered by BaZing Benefits Included Included  Not Included
CorTrust Perks Mobile App Included Included  Not Included
Free Photocopy Services Included Included  Not Included
Interest Included  Not Included  Not Included

A Powerful New Way to Save Money

Our Premium and Preferred Checking accounts offer a suite of exclusive benefits, powered by BaZing, that make every transaction a rewarding experience.

  • Local Discounts
  • National Retailer Deals
  • Cell Phone Protection
  • Health Savings Card
  • Roadside Assistance
  • Buyer’s Protection & Extended Warranty
  • ID Theft Aid
  • Travel Accidental Death Coverage
  • BaZing Fuel
  • Billshark
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Why Bank with CorTrust?

By choosing CorTrust for your checking needs, you're investing in a bank that invests in you. Our local presence means you're supported by experts who understand the unique financial needs of your community. If you’re ready to discover the perks of teaming up with a local bank, get started today.

Find a Personal Banker Near You

Visit a CorTrust Bank branch near you to connect with a personal banker who gets you. We serve towns across South Dakota and Minnesota, making it easy for you to experience personalized financial support right in your neighborhood.

Locations & ATMs

Open An Account Online

Skip the trip and apply for a checking account from the comfort of your home!

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