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deposit institution is backed by the full faith and credit of the US government.

Service Fees

Productswipe to compare Fee
Safe Deposit Box South Dakota billed annually in March. Minnesota billed annually in May. Fee varies with Safe Deposit Box size.
Photocopy $0.10 per copy
Official Checks $0.00-99.00 - $1.00
$100.00-199.00 - $2.00
$200.00-299.00 - $3.00
$300.00 & Up - $3.50
Visa Gift Card $3.50 per card
Notary Fee (Customer Only) $2.00 per occurrence
Stop Payment $20.00 per item*
ATM/Debit Card First card free. $10.00 lost, stolen, or damaged cards.
Checking & Savings Overdraft $25.00 per item*
Continuous Overdraft $25.00 debited from account for every five business days the account is overdrawn.
Returned Deposit Item $4.00 per item*
Account Research $12.00 per billable hour
Account Statement Activity Printout Current is free. Prior is $12.00.
Accounting Balance Assistance $12.00 per billable hour
Dormant Account $5.00 per month after six months inactivity on checking accounts and 12 months on savings account below $500 (does not apply to Dino-Saver accounts).
Tax, Levy or Garnishment $25.00 per occurrence
Dino Saver $2.00 if account falls below $10.00 any day during the month. $2.00 for each debit transaction in excess of six during the month.
CorSavings (based on minimum daily balance) $2.00 for accounts opened in South Dakota that fall below $100.00 and $2.00 for accounts opened in Minnesota that fall below $50. $2.00 for each debit transaction exceeding six during the month for accounts in South Dakota and Minnesota.
Personal Checking $4.00 per month paper statement fee, unless enrolled in eStatements
Preferred Checking $7.00 per month maintenance fee
Premium Checking ($2,500.00 minimum balance) $10.00 minimum balance fee, unless balance requirements are met
Wire Transfer Domestic Incoming - $7.50 per occurrence
Domestic Outgoing - $12.50 per occurrence
International - $37.50 per occurrence
ATM Refunds Preferred Checking and Premium Checking customers are eligible to redeem cash withdrawal fees charged by a non CorTrust Bank ATM in the United States, up to a maximum of $15 per month. To redeem a cash withdrawal ATM fee, customers can present a copy of the ATM receipt in person or contact a CorTrust Bank Customer Service Representative within 30 days of transaction. After 30 days, customer forfeits eligibility for refund.

Download a PDF of Our Service Fees


*The term "item" is defined as a payment type used to access the funds in your account, i.e. Automated Clearing House (ACH), check transactions, or reoccurring POS charges